Option 1
Merchant Cash Advance
Fast working capital for businesses with card or daily sales activity.
Range
$5,000-$250,000
Profile dependent
Speed
As fast as 24 hours
Fastest eligible paths
Term
3-18 months
Varies by offer
Credit
500+
Minimum guide
Business funding comparison
Merchant Cash Advance vs Revenue Based Financing
Compare repayment structure, speed, qualification signals, and fit before choosing between MCA and revenue-based financing.
Review does not guarantee approval. Terms, timing, and availability vary by profile and partner.
Option 2
Revenue Based Financing
Flexible funding based on business revenue with payments designed around cash flow.
Range
$10,000-$500,000
Profile dependent
Speed
As fast as 24 hours
Fastest eligible paths
Term
6-18 months
Varies by offer
Credit
550+
Minimum guide
Best fit signals for MCA
Businesses with daily sales or frequent deposits that need fast short-term working capital.
Review carefully
Review total repayment, holdback structure, and daily or weekly cash-flow pressure.
Best fit signals for RBF
Growing businesses with consistent revenue that want funding aligned with revenue profile.
Review carefully
Review revenue assumptions, repayment flexibility, and whether the structure fits growth timing.
Questions to ask before choosing
- How steady are daily or weekly deposits?
- What repayment cadence can the business support?
- Is the need short-term cash flow or growth capital?
Next step