Funding requirements guide
Business Funding Requirements
Understand common eligibility signals before requesting a funding review, including revenue, time in business, bank activity, credit profile, and documentation readiness.
Review does not guarantee approval. Terms, timing, and availability vary by profile and partner.
Common review signals
Monthly revenue and recent deposit consistency
Time in business and operating history
Credit profile, current debt, and repayment capacity
Business bank account activity and negative-balance patterns
Relevant funding paths
Compare products often reviewed with these requirements.
Working Capital
Fast access to funds for day-to-day operations, inventory, payroll, and short-term needs.
Review fitBusiness Line of Credit
A flexible revolving credit line that lets businesses draw funds as needed.
Review fitTerm Loans
Structured financing with predictable repayment for larger business investments.
Review fitDocuments commonly requested
- Recent business bank statements
- Business owner contact and entity information
- Requested amount and intended use of funds
- Tax returns, financial statements, or debt schedules when requested
Prepare before review
- Match the requested amount to the business use case.
- Review bank statements for returned items, overdrafts, and large one-time deposits.
- Compare short-term and structured products before choosing a path.
Review carefully
Meeting common requirements does not guarantee approval or specific terms.
Higher requested amounts usually require stronger documentation and repayment support.