Business funding use case
Payroll Funding
Funding options for payroll timing gaps when revenue, receivables, or seasonal cash flow do not line up with pay dates.
Review does not guarantee approval. Terms, timing, and availability vary by profile and partner.
Payroll due before customer payments clear
Seasonal staffing creates a short-term cash-flow gap
A larger job requires labor before final payment
Relevant funding paths
Compare products that may match this use case.
Working Capital
Fast access to funds for day-to-day operations, inventory, payroll, and short-term needs.
Review fitBusiness Line of Credit
A flexible revolving credit line that lets businesses draw funds as needed.
Review fitInvoice Factoring
Convert unpaid B2B invoices into working capital before customers pay.
Review fitDocuments to prepare
- Recent business bank statements
- Payroll timing or staffing context
- Receivables, contracts, or deposit history when relevant
Review carefully
- Do not solve recurring payroll shortfalls with funding unless the underlying cash-flow issue is clear.
- Review repayment timing against the next payroll cycle before moving forward.